Coleman Management Advisors

Business Funding

Meet our Partner National Business Capital

At Coleman Management Advisors, we’re proud to partner with National Business Capital, a leading fintech marketplace that helps business owners access fast, flexible financing solutions. With a network of over 75 lenders and a streamlined digital application process, National makes it easy to find the right funding—whether you need working capital, equipment financing, or growth funding. Their commitment to speed, transparency, and personalized support aligns perfectly with our mission to help businesses scale strategically. Through this partnership, our clients gain access to a wide range of lending options tailored to their specific needs and goals.

Explore Lending Options

Sub Debt

  • Unique Benefits
    • $10 Million Max Funded Amount
    • 1 – 2 Year Terms
    • Approved Amount Based on Cash Flow
    • Rates Starting at 15% – Up to 24 Month Terms
    • Subordinate 2nd Lien Behind Senior Lender
    • No Collateral coverage, No equity, No
      warrants, & No covenants
  • Qualifications
    • 1 Year Time in Business.
    • 600+ FICO
    • $1 Million in Annual Sales
      Unique Benefits
    • Facility Size: $100,000 –
  •  

Term Loan

  • Unique Benefits
    • $10 Million Max Funded Amount
    • 1 – 2 Year Terms
    • Weekly/Monthly Payments
    • No Prepayment Penalty
    • Refinance up to 2 Loans
    • Could Report to Business Credit
  • Qualifications
    • 2 Years Time in Business
    • 600+ FICO
    • $500,000 Annual Sales or $40,000
      Deposited Monthly
    • Business Bank Account

Line of Credit

  • Unique Benefits
    • $750,000 Max Line of Credit
    • Approved Amount Based on Cash Flow
    • Same Day Funding Available
    • Only Pay for What You Use
    • Weekly/Monthly Payments
    • True Revolver; Each Payment Frees Up
      Additional Available Funds
  • Qualifications
    • 1 Year Time in Business
    • 600+ FICO
    • $500,000 Annual Sales or $40,000
      Deposited Monthly
    • Business Bank Account

Cash Flow Financing

  • Unique Benefits
    • $10 Million Max Funded Amount
    • Approved Amount Based on Cash Flow
    • Same Day Funding Available
    • 6 – 24 Month Terms Available
    • Daily/Weekly/Monthly Payments
    • Early Payoff Discounts Available
  • Qualifications
    • 1 Year Time in Business
    • No Minimum FICO
      • $500,000 Annual Sales or $40,000
      Deposited Monthly
    • Business Bank Account

SBA Loan

  • Unique Benefits
    • $5 Million Max Funded Amount
    • Approvals: 1-5 Days, Funding 4-10 Weeks
    • SBA 7a: 10 Year Term SBA 504: 25 Year Term
    • Rate: Prime + 1% – 2.75%
    • Monthly Payments
    • No Prepayment Penalty
    • Reports to Business Credit Bureaus
  • Qualifications
    • 2 Years Time in Business
    • 660+ FICO
    • $40,000 Deposited Monthly in Business Bank
      Account or $500,000 Annual Sales
    • No BKs/Liens/Foreclosures in Last 3 Years

Equipment Financing

  • Unique Benefits
    • $5 Million Max Funded Amount
    • 1 – 5 Year Terms
    • Rates Start at 7%
    • 100% Financing Available
    • Purchase & Leasing Options
    • Vender & Private Sales
  • Qualifications
    • 1 Year Time in Business
    • 550+ FICO
    • Business Bank Account Required
    • Invoice Required

Account Receivable Line of Credit

  • Unique Benefits
    • Facility Size: $100,000 – $100,000,000
    • Revolving Line of Credit
    • Line of Credit Amount Fluctuates as
      outstanding A/R Fluctuates
    • Rates Starting at Prime + 2%
    • Up 95% Financing of Current A/R
    • 7+ Days Application to Funding
  • Qualifications
    • 1 Year Time in Business
    • No Minimum FICO
    • $1 Million in Annual Sales
    • $250,000+ in A/R on Short Terms

Inventory Line of Credit

  • Unique Benefits
    • Facility Size $100,000 – $10,000,000
    • Revolving Line of Credit
    • Line of Credit Amount Fluctuates as
      Inventory Fluctuates (up and down)
    • Rates Starting at Prime + 2%
    • Up to 85% Financing of Inventory
      Liquidation Value
    • 7+ Days Application to Funding
  • Qualifications
    • 1 Year Time in Business.
    • No Minimum FICO
    • $1 Million in Annual Sales
    • $1 Million in Current Inventory